There’s been a lot of chatter in the Hunter Valley lately, and for good reason. The local Cessnock City Council has voted in favour of a rates increase of 39.9%, a move that could see the average household paying around $600 more per year.
For many homeowners, that’s another unwelcome cost in a long list of rising expenses. But for residents at Campbell Lifestyle Estate and Hunter Valley Lifestyle Estate, it’s one less thing to worry about.
Thanks to Lincoln Place’s land lease model, residents do not pay council rates at all. Instead, council fees are covered by the operator, with residents only paying a simple weekly site fee that contributes to shared facilities and common-area maintenance.
What makes land lease different?
While headlines focus on rising rates, land lease communities like Campbell and Hunter Valley quietly sidestep many of the costs associated with traditional home ownership and some retirement village models.
In simple terms, residents own their home outright and lease the land it sits on, while paying:
A smarter way to live
For residents like Sylvia Stock, the difference since downsizing and moving to Campbell Lifestyle Estate has been nothing short of life-changing.
“I realised that if I sold my home and purchased here, I would be financially way better off,” Sylvia said.
“It’s given me financial freedom, really, that I’ve never had.”
That sense of financial breathing room is a common theme among residents, particularly as cost-of-living pressures continue to rise.
Curious what the difference could look like for you? Our living expenses calculator can help you build a clearer picture of the real-life costs and potential savings.
Energy-smart homes mean real savings
On top of the structural savings of the land lease model, smart inclusions are delivering even more value. At Campbell Lifestyle Estate, every home in the final release comes standard with solar power, helping residents enjoy lower energy costs from day one.
“Campbell Lifestyle Estate’s final 39 homes are solar powered and deliver advanced energy efficiency measures, ensuring residents enjoy a more sustainable and lower-cost lifestyle from day one,” said Lincoln Place Senior Development Manager Matt Conlon.
“Residents are reporting up to 80 per cent savings on their electricity bills, providing them with greater financial freedom and long-term cost stability.”
That’s not just good for the budget, it’s good for peace of mind.
Lifestyle benefits that add up
Beyond the financial benefits, life at Campbell Lifestyle Estate is designed to make everyday living more enjoyable and connected. With access to on-site lifestyle facilities including a welcoming clubhouse, swimming pool, bowls green and more, residents can wave goodbye to separate gym or club memberships.
Everything you need is right here, creating easy opportunities to stay active, social and engaged. From bingo nights and craft clubs to dog-walking groups and fitness classes, there’s always something happening and always someone to enjoy it with.
Final homes now selling
Last chance to save at Campbell Lifestyle Estate
With fewer than 20 homes remaining at Campbell Lifestyle Estate, now is the last chance to secure a new home in the community. Against the backdrop of proposed rate hikes and rising household costs, now may be the right time to consider a smarter, simpler way of living.
If you’ve been thinking about downsizing or future-proofing your finances, land lease living offers a compelling alternative. Fewer bills. Fewer worries. More freedom to live life well.